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Refinancing your farm can be a complicated process. Knowing the right rules will help make it easier, allowing you to maximize savings without compromising quality. The Rule of 90 The Rule of 90 helps create a balance between the length of a real estate loan and the amount you can borrow against your land’s value. To […]

Are you a woman interested in starting an agribusiness? Taking the first steps can be intimidating, but with these tips and resources, you can set yourself up for success. Start by researching all that is involved to become knowledgeable in your industry so you’re prepared ahead of time. Connecting with other women may open new […]

You understand the risks of farming, from unpredictable changes in weather to market volatility. To keep your business on track while navigating these difficult times, it’s important to plan and have a strategy for mitigating risks before they become an issue. Proper planning is essential to maintain financial stability now and in the future. Diversify […]

You’ve been running your farm for years, but now you think it’s time to expand. That means securing more acreage and purchasing extra equipment, which costs money. But how do you get the financing you need? Farmland loans are one option, allowing farmers to secure funds for expansion projects or to replace aging farm equipment. […]

Negotiations can be daunting when dealing with lenders, whether you’re a farmer or not. The best way to win their trust and get a deal that works for all sides is by employing effective negotiation tactics. Here are five tips to keep in mind when negotiating with agricultural lenders: 1. Understand the Lender’s Goals and […]

When it comes to buying property, there are certain considerations that a person should think through if they plan on purchasing in rural locations. From laws and regulations to the area’s climate and even infrastructure development, these five important factors need to be taken into account before any final decision is made. Knowing local zoning […]

As a farmer, you may often face challenges such as fluctuating market prices for your products, unpredictable weather patterns affecting crop yields, and increasing input costs. To mitigate these risks and ensure financial stability in both good times and bad, consider diversifying your farm’s income sources beyond conventional agricultural production methods. Diversify Crops and Livestock […]

Creating an appropriate environment for your animals is essential for successful cattle ranching. Good financial management and investing in quality genetics, livestock feed, and high protein supplements are also important. Additionally, selecting breeds that fit with your enterprise type/goals, such as beef or dairy production, is necessary. Comprehensive biosecurity measures must be implemented and monitored […]

The debate about conventional and organic farming has been going on for years. As more people become aware of their food sources, they often ask which type is better. Conventional farming uses synthetic chemicals such as pesticides or herbicides to yield larger crops with fewer inputs. In contrast, organic farming relies on natural methods like […]